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Should I Be Pre-Qualified or Pre-Approved When Buying Central Coast Foreclosures?

Buyers often wonder if it it is preferable to be pre-qualified or pre-approved for a mortgage loan before shopping for a home. At a minimum, I require buyers to get pre-qualified before they begin looking for a home, because otherwise they are truly taking a stab in the dark. However, a pre-approval is preferable, especially if your income and credit situation is complex. A pre-qualification is a rough estimate of what you will qualify for, the bank is making only a tenatative statement about the loan you would qualify for if everything stacks up the way you think it will.
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#1 Agent in Number of Residential Sales Transactions (2016)
in Santa Maria (per CCRMLS)

$125 Million in Career Sales

REALTOR® of the Year (2014)
(voted by Santa Maria Association of REALTORS®)



Tni LeBlanc, REALTOR®, J.D.
Mint Properties
(805) 878-9879 (mobile/text)
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