The number one question I'm asked by home owners contemplating a short sale is "Who pays your commission?" Often people are already cash strapped in a short sale situation and they wonder if they have to pay a real estate agent out of their own pocket in order to short sell their property. The short answer is that is the bank. Of course, every real estate company writes their own listing agreements. Some require that owners make up any short fall in what the bank will pay with their own funds. But, most will settle for what the bank will agree to pay them.