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Is “Lease to Own” A Scam?

Well I told her that it sounded like a scam. Not a major league scam on the part of the people getting $160 for the “database” but there probably was a major league scam somewhere behind it. I explained that quit claim deeds and foreclosures aren’t typically a part of a lease option deal.
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Arroyo Grande CA 2008 Market Update & Free MLS Listing Search

In 2008, a total of 276 homes and condos sold in Arroyo Grande, CA. 243 were single family homes, and 33 were condos or in planned unit developments. Average home price was approximately $648,000, $331 per sq ft., and sold after 130 days on market. The lowest resale home price was a 2 bedroom 2 bath bank owned twin home in an age restricted community that was 1064 sq. ft. and sold for $190,000. $650,000 would have purchased a 3 bedroom, 4 bath, 2330 sq. ft. lakeside home with granite countertops and a golf cart bay in the gated golf course community of Cypress Ridge.
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Pismo Beach, Arroyo Grande & Grover Beach CA Foreclosure Market Update

There is a tremendous amount of interest in buying second homes in this market. Due to the financial and housing crisis, some are taking the opportunity to buy a vacation home on the central coast. Although, we have most certainly seen significant price reductions, foreclosure activity is relatively low in Pismo Beach, Arroyo Grande & Grover Beach compared to the nearby northern Santa Barbara communities of Santa Maria, Orcutt, & Lompoc.
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